The rule Is, no independent directive is derived from a hadith. Hadith is always an explanation or application of pre established principle. The context of narrations are often not mentioned along with them.
Some other narrations of this kind reveales that this discouragement of wearing gold is in the case when zakat due on them is not paid or there is inclination towards indulgence in luxuries. Otherwise the things of adornments are the creation of God for believes as per the the verse 7:32..