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  • Investment In Banking Stock/Index Funds With Bank

    Umer updated 1 year, 4 months ago 2 Members · 12 Replies
  • Umer

    Moderator August 5, 2023 at 7:07 am

    There’s nothing inherently wrong in investments of any form as long as there’s no aspect of immorality or polytheism involved. However, Directly investing in Banking Stock would be considered impermissible because currently, significant income of a Bank is from ‘Riba based activity‘. (See: Discussion 80063 • Reply 80554).

  • Mohammad Hasan

    Member August 16, 2023 at 10:11 am

    Bhai jaise Germany40 index h Germany k stock to ye jo germany40 h usme 40 company humne se sirf ek h bank k stock to kya hum Germany 40 k stock le sakte h

    • Umer

      Moderator August 18, 2023 at 12:52 am

      As for Mutual Funds/Index Funds, your preference should be that you pick the ones that don’t make investments in Haram businesses. And if there is no such choice available, then atleast one should choose those funds where significant portion of their investments are made in Halal businesses and its best that proprotion of income of fund earned through investement in a bank be given in charity.

      Please also refer to the video below from 27:24 to 28:26

      https://youtu.be/GFKFthaLva4?t=1644

    • Mohammad Hasan

      Member August 18, 2023 at 1:09 am

      Nhi sir mai ye kh rha hun ki jaise ek Germany 40 index h to usme 40 company h usme sirf ek company bank ki h to jaise hum agr Germany 40 k pura ek stock h to usko agr hum le kyuki usme baki company sahi h laikin sirf ek bank ki h to kya hum Germany 40 stock le a sakte h

    • Umer

      Moderator August 18, 2023 at 1:17 am

      Agar koe aur option hai toh wahan invest karlain aur agar koe aur option hhi hai toh Germany 40 main invest kar dain aur Bank sai jo return apko milay ussay khairat (charity) kar dain toh behtar hai.

    • Mohammad Hasan

      Member August 18, 2023 at 1:18 am

      Germany me 40 company h isme sirf 1 bank k stock h

    • Umer

      Moderator August 18, 2023 at 1:20 am

      Agar apko invest karna hi hai toh us main sai bank wali income ko calculate kar lain aur woh income khairat kar dain. Uskai elawa Baqi income Halal hogi.

    • Mohammad Hasan

      Member August 18, 2023 at 1:22 am

      Usme humko kaise pta chalega ki bank ki income kitni hogi

    • Umer

      Moderator August 18, 2023 at 1:25 am

      Agar apkai pass expertise hain toh andaza laga lain ya kisi achay investment consultant sai rabta kar lain jo professional hoo. Aur agar kuch bh mumkin nhi hai toh phir income ka 40th hissa nikal lain aur ussay khairat kar dain.

    • Mohammad Hasan

      Member August 18, 2023 at 6:17 am

      Bhai ek company h wo medical company medicine banti h aur wo drugs rhti h drugs aur medicine me to drugs hota h to wo company invest kr sakte h

    • Umer

      Moderator August 19, 2023 at 5:03 am

      Woh nashay kai liya drugs nhi banatay balkay beemar logon ki sehatyabi kai liya drugs banatay hain toh us main koe harj ki baat nhi.

  • Mohammad Hasan

    Member August 17, 2023 at 5:47 am

    👆jawab dedijye

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